Beauty and Bodyworks Insurance
The Sovereign Stylist is proud to be working with Beauty and Bodywork Insurance (BBI) to bring Sovereign Stylists liability insurance for as low as $96 a year. BBI will offer all paid members free and unlimited Additional Insureds for the life of their policy.
In 2014, Veracity listened to the feedback and opinions of its customers and modernized the functionality and usability of the website. With the website redesign came a new name, Beauty and Bodywork Insurance (BBI), but the great service and superior policy remain the same.
A stylist can create and customize liability policies to suit their needs.
Then default version provides:
General & Professional Liability Aggregate = $ 3 Million
Products & Completed Operations Aggregate = $ 3 Million
Personal & Advertising Injury = Include Each Occurrence = $2 Million
Damage to Premises Rented to you = $300,000
Each vendor must provide a certificate of insurance naming our company & address as an additional insured.
(A company that is added to a policyholder’s insurance policy is considered an additional insured. This endorsement can complement an existing contract and can help protect The Sovereign Stylist Inc from liability arising out of another party’s negligence.)
The Sovereign Stylist Inc
828 N Minnesota Ave.
Hastings, NE 68901
Please provide the certificate with your agreement by email. If you do not have business liability coverage, we recommend Beauty & Bodywork Insurance or commonly known as BBI. The cost of an annual policy with our company added as an Additional Insured is $111.00. We have negotiated special pricing with BBI to provide a discount coupon code (see Member's Section) waiving the cost of adding additional insureds to be free & unlimited for the life of the policy. This normally is $15.00 for each additional Insured added to a policy. Once the coupon code is applied at the time of checkout, your cost will be $96.00 unless you choose to add other additional endorsements such as cyber or higher coverage limits as examples.
Once you have reviewed BBI’s website and you’re ready to purchase, use the link listed here: https://insurebodywork.com/policy/buy/ai/MTYyMQ== (this will automatically add our company as an additional insured at the time of checkout.)
Additional Insureds Language within the BBI Enrollment form:
ADDITIONAL INSUREDS – Who Does & Doesn’t Qualify as an Additional Insureds
Additional insured status CANNOT be granted to an employee, independent contractor, friend or co-worker as an extension of your policy. Each individual needs to purchase their own policy to obtain liability coverage.
When you add an entity to your policy as an additional insured, they will receive protection from a potential claim that might arise because of your business-related actions or operations.
Examples of Eligible additional insureds are:
Spa or Salons, where you rent a booth
Shows & Events (Event/Convention Centers)
General information regarding Additional Insureds:
A company that is added to a policyholder’s insurance policy is considered an additional insured.
This endorsement can complement an existing contract and can help protect The Sovereign Stylist Inc from liability arising out of another party’s negligence.
Additional insureds are only covered for operations that involve the named insured in some way.
Policy exclusions apply equally to named insureds and additional insureds,
Additional Insured status is different than being a Certificate Holder. A Certificate Holder has only a document that provides information as to the insurance coverage in effect.